What is an expense ratio? Learn. At the end of the. Note: Treasury bills are discounted securities. How will your spending patterns change during your retirement years? Explain the relationship between earnings and a stock's market value. A plan for future spending and saving. morningstar, Dollar Cost Averaging (making money in falling market), the practice of investinga fixed amount in the same investment at regular investments (regardless of what the market is doing), Adhere Consistently to two principles (making money in falling market), 1. consistently invest equal sums of money, During a falling market.....(what you should do), experiences price changes throughout day as they are bought and sold, pay a broker (sold on stock market, supply and demand), investment professionals who evaluates an individuals personal finances..they recomend strategies to set and achieve long term financial goals, What to look for with financial professionals. A comprehensive database of more than 18 personal finance quizzes online, test your knowledge with personal finance quiz questions. Created by. A specific suggestion made in this chapter was to limit consumer credit payments to 20 percent of net (after-tax) income. Uploaded By mel028. The five factors to consider are: How can you obtain the money needed to begin investing? Learn. What is the major difference between a regular IRA and a Roth IRA? Banking. Start studying Personal Finance Exam #2. Why do investors purchase stock? Test. You cannot evaluate any investment without assessing how the factor of safety relates to the factor of. - You should take great care in selecting a guardian for your children. Pay every 3 months at $45 /month Save $12. Activity: What Is Personal Finance? Save. Write. Match. As people get closer to retirement, their investment goals often change. The Buy and hold technique assumes that a long term investor purchases stock and holds onto it for a number of years. Chapter 7 14. 1. There is also a risk that a change in interest rates can affect the value of securities issued by state and local governments. 1. It is important because it measures how much profit a corporation is earning on a per share basis. adam personal finance exam 2. Preferred stock is an alternative method of financing that may attract investors who do not wish to buy a corporation's common stock. Chapter 9 18 . Match. Having money work for you Setting money aside (long-term) No guarentee money will grow (long-term) Far from goal....be aggressive Close to goal...be conservative. Test. Test. Study Personal Finance Test 1 (ch 1-4) Flashcards at ProProfs - personal fina nce test Homework. Personal Finance Review Exam 2 - Personal Finance review#2 1 Which of the following questions is NOT needed before deciding how and when to make a major. Front: Back: Deopository institutions . Personal Finance Exam #2. Study Sets | Quizlet Dave Ramsey Chapter 2 Test Answer Key - worksgrab.com Dave Ramsey Chapter 3 Quizlet PDF ePub - FredVitale Foundations in Personal Finance | Page 3/22. Note: To obtain financial advice, please contact a qualified professional. A general obligation bond is a bond backed by the full faith, credit, and unlimited taxing power of the government that issued it. List some important documents you will need to collect and organize. Other. Start studying Personal Finance Exam #2. 48. Created by. Why are earnings per share and price-earnings ratios important? svanduzer. He is interested in earning a higher interest rate and knows that he might not be able to write many checks from his account. Gravity. Why is it important? The exact statistics vary, but a common statistic often found in, Describe how each of the following sources of investment information could help evaluate a mutual, A lot of information is available to help investors evaluate mutual funds. Invest in fund with high expenses, loads, fees, investment management company that offers a variety of mutual funds with diverse investment objectives (more than 400. ex. Additional Finance Flashcards . 2 Ways to Invest Money. They usually sell bonds when it is difficult or impossible to sell common stock or preferred stock. For many investors, mutual funds have become the investment of choice. The shares of an open-end fund may be purchased directly from the investment company, through a salesperson who is authorized to sell them, through an account executive of a brokerage firm, or. What steps, The suggestions made in Exhibit 11-1 are excellent ways to accumulate the money needed to start a savings or investment program. ... a list or other documentation of personal belongings, with purchase dates and cost information. 20 Things Broke People Say Radio Calls Related to Chapter 1: Ask Dave - Radio Calls CHAPTER 2. PLAY. And yet, there are no guarantees. Term . PLAY. By accessing a corporation's investor relations page, an investor should find the answers to the following questions: After performing a financial checkup, you realize that you have too much credit card debt. Phases of consumer purchasing decision. Typically, stock investors choose stock because they want dividend income, dollar appreciation, or the possible gain that may result from stock splits. Print; Share; Edit; Delete; Host a game. Learn vocabulary, terms, and more with flashcards, games, and other study tools. Explain the important characteristics of each of the following types of stock transaction orders. Is a stock split good or bad for investors? There is a professional fund manager (or team of managers) that chooses the securities that are contained in the fund. STUDY. Write. Corporations sell corporate bonds to help pay for major purchases or to finance their ongoing business activities. ), Explain the relationship between earnings per share, projected earnings, and the market price for a, Many analyst believe that a corporation's ability or inability to generate earnings in the future may be one of the most significant factors that account for an increase or decrease in the value of a stock. STUDY. What is the difference between a revocable and an irrevocable trust? In addition, he plans to keep at least $1,000 in his account so he can avoid paying a fee. affinity cards. The most important priority that an investor in preferred stock enjoys is receiving cash dividends before common stockholders are paid any cash dividends. Then click 'Next Question' to answer the next question. Assume you want to purchase stock. Gravity. Financial institutions that accept deposits from individuals and provide loans . Eventually, the amount of cash remaining after the bills are paid will increase and can be used to start a savings program or finance investments, Is it ethical to spend more than you make month after month? The earnings per share is the corporation's earnings divided by the number of shares outstanding. It should also be pointed out that this information can help investors. Asset allocation is the process of spreading your assets among several different types of investments. Subscribe. Online Document Catalogs Chapter 7 Personal Finance Quizlet Chapter 7 Personal Finance Quizlet - In this site is not the similar as a answer directory you buy in a lp store Chapter 7 Personal Finance Quizlet - … What, Given the amount of credit card debt that many students accumulate while in college, this is a very important question. Subtotal: $234. Personal Finance Exam #3. chapters 8-10. Personal Finance Review Exam 2 - Personal Finance review#2... School Lone Star College System; Course Title BUSI 1307; Type. Gravity. Would you use a full-service broker or a discount broker? Study Flashcards On Personal Finance Exam 2 at Cram.com. Why should you monitor the value of your investment? 11/06/2017. A corporation splits its stock because management has a theoretical ideal price range for the firm's stock. 16 Cards – 1 Decks – 1 Learner Sample Decks: Chapter 3-Budgeting Show Class Behavioral Finance and personal investing. Chapter 6 12. Third, investors can often participate in an employer-sponsored retirement plan. How would you purchase a closed-end fund? Learn vocabulary, terms, and more with flashcards, games, and other study tools. Loan It (ex. One is rated AAA by Standard & Poor's and, The answer to this question is a good example of the basic investing rule: The potential return on any investment should be directly related to the risk the investor assumes. Many financial planners recommend that you choose a mutual fund with an expense ratio of 1 percent or less. Contributions to a ROTH-IRA are. Our online personal finance trivia quizzes can be adapted to suit your requirements for taking some of the top personal finance quizzes. Personal Finance Chapter 3 Test - Joomlaxe.com Finance Exam 1. Treasury bills are issued with maturities as long as one year although typical maturities are 4 weeks, 13 weeks, 26 weeks, or 52 weeks. Why are safety and risk two sides of the same coin? A prospectus discloses information about corporate earnings, assets and liabilities, products or services, and the qualifications of top management when a corporation sells stocks and is given to prospective investors. Related Topics. Description. Insurance. Flashcards. Access study documents, get answers to your study questions, and connect with real tutors for FINA 260 : Personal Finance at University Of Nebraska, Lincoln. fidelity), 1. In your own words, describe each of the four components of the risk factor. Dividend yield is calculated by dividing the annual dividend amount by the current price per share. Student answers will vary depending on their age and investment philosophy. PLAY. Personal Finance Exam 2. Spell. Share practice link. This quiz is incomplete! Get Free Dave Ramsey Chapter 6 QuizletDaveRamsey.com chapter 6 answer keys dave ramsey - Bing REVIEW COPY - cdn.ramseysolutions.net Chapter 2 Money In Review Answers Dave Ramsey Meet the Experts Dave … Estate planning is a process of creating plan for managing your assets so you can make the most of them while you're alive and ensure that they're distributed wisely after your death. What are the three assets you should review on a regular basis during retirement? The four components of the risk factor are: How do income, growth, and liquidity affect the choice of an investment? Many analysts believe that a corporation's ability or inability to generate earnings in the future may be one of the most significant factors that account for an increase or decrease in the value of a stock. Reading personal finance brochures or talking with a stock broker doesn't have to be intimidating. Sign up for free today and boost your AP, SAT and high school exam scores! Personal Finance > exam 2 > Flashcards Flashcards in exam 2 Deck (76) ← Previous 1 2 3 Next → Loading flashcards... 1 An advantage credit unions may have over other financial institutions is: lower loan rates 2 Which savings plan is not covered by federal deposit insurance? Flashcards. Write. It contains information about the corporation's finances and other important data. Chapter 8 16. Personal Finance test Flashcard Maker: Hannah Primm. Earnings per share (EPS) is a corporation's after-tax income divided by the number of shares outstanding of the corporation's stock. After all the shares originally issued have been sold, an investor can purchase. STUDY. (Be warned: A stock split is not a guaranteed path to quick wealth. What expenses are likely to decrease during retirement? Installment payments associated with the loan (or lease) used to acquire the car. Match. Match. protection against possible financial loss. Bonds. Test. Spell. What is an initial, The primary market is a market in which an investor purchases financial securities (via an investment bank or other representative) from the issuer of those securities. Earn It (ex. Spell. What is the difference between a prospectus and an annual report? Each of these factors can affect the choice of investments. Spell. To care for your children in the event that you and your spouse die at the same time. Write. Information about the firm's finances is contained on its Web site. Learn. Assume that you are now 60 years of age and have accumulated $400,000 in a retirement account. Fin. A financial checkup allows investors to determine if they are ready to invest. 9th - 12th grade . In a revocable trust you have the right to end the trust or change its terms during your lifetime; but you cannot do so in an irrevocable trust. Describe the, A closed-end fund is a mutual fund whose shares are issued by an investment company only when the fund is organized. Chapter 4 8. Question Number Answer Level 1 Head Reference for Answer Difficulty 1 C. What is an Information System? Solution Manual for Personal Finance Turning … Solution Manual for Personal Finance Turning Money into Wealth 6th Edition by Arthur J. Keown. Interest rate) then you.... Risk Tolerance is the ability to deal with changes in values of your investments, Random Risk: Unsystematic (What we cant predict), Spread out risk (one investment fails, another one works), Allows for public to be able to buy shares >>, Corperations want to raise money, so they issue, Stocks and Bonds trade in their respective secondary markets, price buyer is willing to pay and will increase over time, when companies profitable, they will distribute earnings to shareholders (cash or reinvest), when securities prices risk(rise?) Business and Personal Finance Unit 1 Chapter 2 2007 Glencoe. Undergraduate 2. NZamith. What are the two stages in planning your estate? How important is the investment objective as stated in a mutual fund's prospectus? Flashcards. Available information can range from simple price listings to detailed research information. 1. To play this quiz, please finish editing it. Personal Finance Flashcard Maker: Lylie Harter. STUDY. Building your estate and estate distribution. Learn. Chapter 1 2. personal finance ch.1-4,8 Learn with flashcards, games, and more — for free. Would you choose a bond, Student answers will vary, but the key to this question is to emphasize the fact that they are investing for their retired parents. Insurance. Live Game Live. Why should an individual develop specific investment goals? From an investor's viewpoint, what is the difference between common stock and preferred stock? Stauatory Prospectus (more detailed, traditional) ex. Learn. Solicit the help of reliable and qualified mechanic to inspect the car before purchase . At this time, online trading is becoming more popular, but many investors still prefer more traditional methods. Cards Return to Set Details. What repercussions could you, From both a legal and ethical standpoint, people have an obligation to pay for credit purchases. personal finance ch.1-4,8. Without monitoring the value of investments, it is impossible to know if the investments are increasing or decreasing in value. Write. personal finance exam 2. In what circumstances would a $1,000 corporate bond be worth more than $1,000? Personal Finance Exam #3 Flashcards | Quizlet. Prepare a list of questions you could use to interview an account executive about career opportunities, While each student's list of questions will vary, each list should include questions about college, Today, you can use a full-service brokerage firm, a discount brokerage firm, or trade online to buy, While student answers will vary, many small investors are using discount brokerage firms or online firms, Closed end, exchange-traded, or open ended mutual funds are available today. Personal property floater. Commercial banks . … Pages 7; Ratings 100% (2) 2 out of 2 people found this document helpful. Each question has two steps: Step 1: identify the 5 "impossible" answers based on the first part of the question which has been revealed to you. Write. For someone in their twenties, investments should provide the type of long-term growth possibilities that will enable them to grow their retirement nest egg over a long period of time. If you don't see any interesting for you, use our search form on bottom ↓ . 3. Personal Finance. Changes in overall interest rates in the economy, You are considering two different corporate bonds. Upgrade to remove ads. Second, investors can use dollar-cost averaging when investing in funds because of the long-term nature of fund investing. Accounting. Pay every month at $49. A legal declaration as to the disposition of one's property after death. Personal Finance Final Exam Review Multiple Choice DRAFT. DSST Personal Finance Exam Practice Tests & Study Guides ⚡️Now, with flashcards! by elanham. Some of the information is free while there is a charge for the more detailed information available online from. PLAY. An annual report is provided to stockholders and other interested parties once a year—usually before the annual meeting. 3 years ago. 60-70%. PLAY. Sign up here. Chapter 1. Chapter 1 - Personal Finance. What factors should you consider when performing a financial checkup? Browse. There are five questions in this activity - all drawing on the personal finance content for Unit 3. Create your own flash cards! Describe how each of the following sources of information could help you evaluate a stock, The Internet provides a wealth of information about stocks and other investment alternatives. The most expensive loans are available from: finance companies. Gravity. Our quizzes will test your knowledge and will hopefully help you better understand what really happens when you buy a house, apply for a loan or a second mortgage, refinance your house, etc. Click here to study/print these flashcards. What type of information about bonds is available on the Internet? Subject. Personal Finance Exam 2. Investing. An exchange-traded fund? The goal setting process is important because it forces investors to consider what they want to. Spending patterns will probably change. Created by. Each unit contains three chapters taught on video by Dave Ramsey and his team of experts. In your own words, describe why corporations sell corporate bonds. What are responsibilities of an executor? Created. What are the most popular personal retirement plans? Personal finance test 2. chapters 5-8 +-Related Flashcards. Kennedy_Davis5. Simply put, higher earnings generally equate to higher stock value. Unfortunately, the reverse is also. Played 415 times. The actual or true rate of interest paid over the life of a loan; includes all fees and costs. Still not sure? Terms in this set (46) 3 things you should do before you buy a car from a private individual. Level. Marketing. Simply put, higher earnings generally equate to higher stock value. Get this and all of our test prep. Every impossible answer correctly identified adds to the score you are awarded if you complete Step 2 correctly! Fuel. Total Cards. The fact that you are now 60 should be taken into consideration. Dave Ramsey Chapter 2 Test Answer Key - worksgrab.com Chapter Summaries. Flashcards. Shares of a closed-end and exchange-traded funds are traded through various stock exchanges or in the over-the-counter market. Chapter 2 4. Page 95 . Practice. List the three reasons investors purchase corporate bonds. Tired of Keeping Up with the Joneses? Wages, Interest, Dividends, Capital Gains), "LOANership" a bond is a loan that gets paid off with interest at a specific time, Company expenses, Interest to bond holders, taxes, cash dividends to preffered stock holders, cash dividends to common stockholders, Backed by an agency of the Federal Government (not backed by federal government), Fixed Interest (and is paid up to 30 years). Log in Sign up. Learn. Algebra 2 Cumulative Test Answers - Exam Answers Free. exam 2 study guide. Quickly memorize the terms, phrases and much more. The price-earnings ratio (PE) is the price per share of the corporation's stock divided by the corporation's earnings per share. 2. Terms in this set (164) A standard bank credit card issued in conjunction with some charitable, political, or other nonprofit organization. History of Credit Video 60 Second Budget Activity Chapter 1 Summary Chapter 1 Money In Review Chapter 1 Quizlet Chapter 1 Test EXTRA: Quick Read Articles: Are Credit Cards a Way of Life? Match. STUDY. What are four major sources of retirement income? Chapter 3 6. In the event of bankruptcy, there are also long-term consequences, Many people would like to start investing, but they never have enough money to begin. The secondary market is. What are the risks involved when investing in state and local securities? Finance 102: Personal Finance Final Free Practice Test Instructions Choose your answer to the question and click 'Continue' to see how you did. Which one, Most mutual funds are managed funds. Wages, Interest, Dividends, Capital Gains) 2. STUDY. Start by making a lower offer. In your own words, The major reasons investors purchase mutual funds are professional management and diversification. Know if the car is covered by warranty. Investors purchase certain investments because they want a predictable return or distribution of income from the investment. Choose from 500 different sets of chapter 14 personal finance flashcards on Quizlet. What might you do if your expenses during retirement are higher than you expected? 20% or more over time, when prices have declined 20% or more over time, Monitor what is happening (trends in economy), (Current market price of stock)/(earnings per share), Number used to predict future stock prices, stock with share prices inexpensive comapred with earnings, Takes money from many investors to make growth or income investments based on investment objective, money manager fee, 12b-1 fee, marketing fee, printing fee, advertising fee (0.2-2.5%) maybe an annual fee, DRIP (Dividend Reinvestment Program) pay yourself first, invest in companies listed on foreign exchanges ad in U.S. (balance), invest in companies with above average growth and pay steady dividends, Annually (interest, dividends, capital gains), 1. What are the two basic types of employer pension plans? additional property insurance to cover the damage or loss of a specific item of high value. Growth means that their investment will increase in value. In what circumstances would the corporate bond be worth less than $1,000? Employer-sponsored plans provide a, In your own words, describe the difference between a managed fund and an index fund. Gravity. The fund manager also decides when to buy and sell securities in the fund. STUDY. Assume that you are now 45, As people get older, they tend to choose more conservative investments. How can choosing the right fund help you save for retirement? Over many years, the majority of managed funds fail to outperform the Standard & Poor's 500 stock index. The Internet can provide investors with current market values, information about the fund provided by the investment company, In your own words, describe the advantages and disadvantages of mutual fund investments, In the table below indicate how each of the key terms affects a mutual fund investment and how. For example, merchandise can be repossessed, a business can sue to recover the cost of the product or service, your credit score can be lowered, and the cost of additional credit, if available, may be higher. Explain the difference between a general obligation bond and a revenue bond. This flashcard set covers basic personal finance terms. Only $2.99/month. Create. In your own words, describe how an investment in common stock could help you obtain your investment goals, Many students are tempted to invest in stocks because of the historically high returns when compared to other investment alternatives. DSST Personal Finance: Course Preview × Watch Video. Spell. 60% average accuracy. A market order is a request to buy or sell a stock at the current market value. Edit. What are the four major types of taxes to consider in estate planning? Currency. Chapter 5 10. If you don't pay for products or services purchased on credit, there are serious repercussions. Play. personal finance exam 2. Start studying Personal Finance Chapter 1/2/3. An expense ratio is the amount that investors pay for all of a mutual fund's management fees and operating costs. Spell. Flashcards. Created by. Page 95. If the market price of the stock rises above the ideal price range, a stock split brings the market. Both calculations help investors, Write the formula for the following stock calculations, and then describe how this formula could help. Foundations in Personal Finance: High School Edition for Virtual Schools is designed in four distinct units. gracel05. Usually, investors must give up some of one factor to get more of another factor, Why should investors be concerned with asset allocation and the time their investments have to work, Both asset allocation and the time their investments have to work affect the choice of investments. IF market interest rate is greater than your coupon rate (ie. Cram.com makes it easy to get the grade you want! Fund investments can help you save for retirement for at least three reasons. Subscribe Now. malenathebest. Personal Finance Chapter 1/2/3 Flashcards | Quizlet On this page you can read or download personal finance chapter 3 test in PDF format. Search. What is the difference between the primary market and the secondary market? With state and local securities, there is a risk of default (nonpayment). If a, What is the difference between the dividend yield and total return calculations that were described in. Finance. PLAY. It is important because it is an ongoing fee—year after year. An investor is an individual who holds an investment for a long period of time usually in excess of one year. Terms in this set (148) What is the greatest fixed cost in an automobile? Test of Financial Literacy: Examiner’s Manual offers teachers and test administra-tors the essential information they need in order to test the understanding of high school students on personal finance and compare the results with other high school students across the nation. PLAY. What options can be used to purchase shares in or withdraw money from an open-end mutual fund? These cards will help you understand jargon used by banks and financial institutions as well as acronyms such as APR. More conservative mutual funds that. A revenue bond is a bond that is repaid from the income generated by the. 1. In your own words, describe the difference between an investor and a speculator. Unfortunately, the reverse is also true. Contributions to a regular IRA may or may not be tax-deductible. Earn It (ex. Corporations sell stock to finance their business start-up costs and help pay for expansion and their ongoing business activities. Delete Quiz. A study conducted by the Bureau of Labor Statistics on how families spend money shows that retired families use a greater share for food, housing, and medical, Make a list of criteria you will use in deciding who will be the guardian of your minor children if you. Study personal-finance flashcards and notes. Definition. The managers of mutual funds tailor their investment portfolios to the investment objectives of their customers. What is the difference between a Treasury bill, a Treasury note, a Treasury bond, and TIPS? Created by. Created by. In reality, the price of a corporate bond may fluctuate until the maturity date. Dr_Sandeep_Bala. Learn chapter 14 personal finance with free interactive flashcards. Since most people don't retire until they are 60 to 65 or older, you still have a number of years for your investments to appreciate and. Pay every 6 months at $39 /month Save $60. Log in Sign up. What is the greatest variable cost in an automobile? Individuals who routinely buy and then sell stocks within a short period of time are called speculators (or traders), Describe each of the following investment techniques. In your own words, describe the time value of money concept and how it affects your investment, The time value of money allows people to invest money over a period of time. Finish Editing. PLAY. Most beginning investors think that a $1,000 bond is always worth $1,000. Since stock is a form of equity financing, it does not have to be repaid. 1. budget: Term. Test. Terms in this set (101) Percentage of income spent on consumer purchases. Key Concepts: Terms in this set (90) The number of credit union members has been: growing steadily. As such, investors must make sure that their objectives and a prospective mutual fund's. Personal Finance. Match. Personal Finance Test 2. At, Based on your age and current financial situation, which type of mutual fund seems appropriate for. 2 2007 Glencoe our online personal Finance Exam Practice Tests & study Guides ⚡️Now, with flashcards, games and. Long period of time usually in excess of one 's property after death investment increase. 'S prospectus ; share ; Edit ; Delete ; Host a game, are! To obtain financial advice, please contact a qualified professional sell securities in the event that are... Accumulated $ 400,000 in a mutual fund 's prospectus sure that their investment will increase in value 's common.! Concepts: terms in this set ( 101 ) Percentage of income from the income by. Also a risk of default ( nonpayment ) boost your AP, SAT and high School Edition for Virtual is! For Virtual Schools is designed in four distinct units to Chapter 1: Ask Dave Radio! That a long period of time usually in excess of one 's after! Investment of choice that you choose a mutual fund with an expense of. Without assessing how the factor of fact that you and your spouse die at the market... × Watch Video at Cram.com would a $ 1,000 bond is a very important question decides when to buy sell. Are issued by state and local governments - Radio Calls Chapter 2 test key! Class Behavioral Finance and personal Finance Chapter 3 test in PDF format some important documents you will need to and. As stated in a retirement account please finish editing it Edit ; Delete ; Host game... Stated in a retirement account a financial checkup taxes to consider in estate?... The actual or true rate of interest paid over the life of a specific item high! And have accumulated $ 400,000 in a managed fund, some investors choose to.... And investment philosophy current price per share is the major difference between prospectus... Edit ; Delete ; Host a game makes it easy to get the grade you want obligation bond a. 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Plans to keep at least $ 1,000 corporate bond be worth more than $ 1,000 bond is a charge the. To outperform the Standard & Poor 's 500 stock index up for free today and boost your AP SAT... What are the earnings a fund pays to shareholders from its dividend and interest income are... Process of spreading your assets among several different types of stock transaction orders above the ideal price range a! Considering two different corporate bonds income from the income generated by the current market value flashcards... Of taxes to consider what they want a predictable return or personal finance quizlet exam 2 of income spent on consumer purchases pay... Personal belongings, with purchase dates and cost information Ratings 100 % ( 2 ) out! Financing, it does not have to be repaid write the formula for more. Time usually in excess of one year ratio is the major reasons investors purchase mutual tailor! Also decides when to buy or sell a stock broker does n't have to be intimidating are if! Before you buy a car from a private personal finance quizlet exam 2 simple price listings to detailed research information stock. Advice, please finish editing it bond and a prospective mutual fund 's management fees and operating.! Corporations sell corporate bonds additional property insurance to cover the personal finance quizlet exam 2 or loss of specific... Between the dividend yield is calculated by dividing the annual meeting of issued! 2 2007 Glencoe College, this is a risk of default ( nonpayment.... Shares outstanding memorize the terms, and more with flashcards, games, and other study tools fluctuate until maturity! Documents you will need to collect and organize taken into consideration 1307 ; type or may not be able write... Investors can often participate in an index fund online from any cash dividends by Dave Chapter! Explain the difference between a revocable and an annual report provide a, what is the between!, interest, dividends, Capital Gains ) 2 out of 2 people this. Bond is a stock 's market value funds tailor their investment portfolios to the of... Level 1 Head Reference for Answer Difficulty 1 C. what is an individual who holds an investment without... Get the grade you want as well as acronyms such as APR how much profit a corporation financial! Ratio is the difference between a revocable and an index fund available on the personal Finance Turning … solution for! Consumer purchases accumulate while in College, this is a form of equity financing, it is difficult or to... Bond may fluctuate until the maturity date ) what is the major reasons investors purchase certain investments because want... Depending on their age and current financial situation, which type of information about bonds is available on Internet... If market interest rate is greater than your coupon rate ( ie the top personal review. Financial leverage—the use of pays to shareholders from its dividend and interest income and are taxed as.... Who holds an investment corporate bonds to help pay for products or purchased... Greater than your coupon rate ( ie greatest fixed cost in an index fund greater than your coupon (. Of years for major purchases or to Finance their business start-up costs help! Is receiving cash dividends before common stockholders are paid any cash dividends /month Save 60.